---
title: Plansmith Blog | strategic planning (3)
description: strategic planning |  (3)
---

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# Plansmith Blog

## [OCC: Risks Facing National Banks & Federal Savings Associations](https://blog.plansmith.com/occ-risks-facing-national-banks-federal-savings-associations)

 Posted by [Jim Fugitte](https://blog.plansmith.com/author/jim-fugitte) on 1/6/17, 2:55 PM

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[![AreYouReallyReadyForRisingRates.jpg](https://blog.plansmith.com/hubfs/Blog_Pictures/AreYouReallyReadyForRisingRates.jpg)](https://blog.plansmith.com/occ-risks-facing-national-banks-federal-savings-associations)

In its [Semiannual Risk Perspective](https://www.occ.gov/publications/publications-by-type/other-publications-reports/semiannual-risk-perspective/semiannual-risk-perspective-fall-2016.pdf), the OCC said strategic risk remains high as banks consider business model changes and **face revenue challenges**.

[Read More](https://blog.plansmith.com/occ-risks-facing-national-banks-federal-savings-associations)

## [Another Reason to do Strategic Planning](https://blog.plansmith.com/one-and-only-reason-to-do-strategic-planning)

 Posted by [Tom Parsons](https://blog.plansmith.com/author/tom-parsons) on 11/18/16, 3:46 PM

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[![strategy blog 2 (1).png](https://blog.plansmith.com/hubfs/Blog_Pictures/strategy%20blog%202%20(1).png)](https://blog.plansmith.com/one-and-only-reason-to-do-strategic-planning)

**I’ll Take BOSS for $1,000, Alex**

Answer: “Because the OCC says so.”

What is “Why should I care about strategic planning?”

More specifically, Thomas J. Curry, Comptroller of the Currency says so. 

[Read More](https://blog.plansmith.com/one-and-only-reason-to-do-strategic-planning)

## [True or False: Planning is a Verb?](https://blog.plansmith.com/true-or-false-planning-is-a-verb)

 Posted by [Sue West](https://blog.plansmith.com/author/sue-west) on 8/17/16, 10:00 AM

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[![rsz\_trueorfalsesue.jpg](https://blog.plansmith.com/hubfs/rsz_trueorfalsesue.jpg)](https://blog.plansmith.com/true-or-false-planning-is-a-verb)

True or False

A budget is a once a year process for an institution.

True: A budget is a process typically done once a year to establish targets/goals of measure to be used as guidelines throughout the year.

[Read More](https://blog.plansmith.com/true-or-false-planning-is-a-verb)

## [Bank CEOs and Directors: A Few Words on Risk Appetite](https://blog.plansmith.com/risk-appetite)

 Posted by [Tom Parsons](https://blog.plansmith.com/author/tom-parsons) on 8/4/16, 11:21 AM

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[![](http://s3.amazonaws.com/cdn1.hubspot.com/StockImages/Working%20Hard/7K0A0246.jpg)](https://blog.plansmith.com/risk-appetite)

***Risk Profile, Strategic Planning, Risk Appetite –*** all this and more in the [Supervisory Insights April 2016 edition](http://bit.ly/2amblpf) and its [companion video released in July](http://bit.ly/2aLLAPZ). Remember when these were all discussed independently? Examining each within the Corporate Governance Program is now the new hot button with regulatory agencies.

[Read More](https://blog.plansmith.com/risk-appetite)

## [Community Bank Planning is a Collaborative Activity](https://blog.plansmith.com/community-bank-planning-is-a-collaborative-activity)

 Posted by [Craig Hartman](https://blog.plansmith.com/author/craig-hartman) on 7/13/15, 3:30 PM

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[![PlanningCollaborativeActivity1.jpg](https://blog.plansmith.com/hubfs/PlanningCollaborativeActivity1.jpg)](https://blog.plansmith.com/community-bank-planning-is-a-collaborative-activity)

Who in your community bank should be using planning specialty software? Accounting, the Board, the ALCO? You might be surprised as to how many various areas/departments and their respective managers should actively use and benefit from an automated planning system.

What are the various functional areas and departments that should be actively involved in planning at your community bank?

[Read More](https://blog.plansmith.com/community-bank-planning-is-a-collaborative-activity)

## [Is Your Community Bank Ready For Rising Rates?](https://blog.plansmith.com/is-your-community-bank-ready-for-rising-rates)

 Posted by [Bill Smith](https://blog.plansmith.com/author/bill-smith) on 8/22/14, 11:30 PM

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[![AreYouReallyReadyForRisingRates.jpg](https://blog.plansmith.com/hubfs/AreYouReallyReadyForRisingRates.jpg)](https://blog.plansmith.com/is-your-community-bank-ready-for-rising-rates)

Lately I’ve talked to a lot of bankers who are actually looking forward to the inevitable rise in market interest rates. They believe that their institution’s net interest margin and profit will increase because that’s what their rate risk analysis is telling them.

[Read More](https://blog.plansmith.com/is-your-community-bank-ready-for-rising-rates)

## [Community Bankers, Use Scenarios to Reduce Uncertainty](https://blog.plansmith.com/community-bankers-use-scenarios-to-reduce-uncertainty)

 Posted by [Karen Schaefer](https://blog.plansmith.com/author/karen-schaefer) on 5/9/14, 12:00 PM

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[![UseScenariosReduceUncertainty.jpg](https://blog.plansmith.com/hubfs/UseScenariosReduceUncertainty.jpg)](https://blog.plansmith.com/community-bankers-use-scenarios-to-reduce-uncertainty)

If you are a parent, you use "what if" scenarios every day with your child. What if you get lost? What if you saved your allowance rather than spend it? What if your friends ask you to…? What if you study for that test? What if a stranger offers you a ride?

[Read More](https://blog.plansmith.com/community-bankers-use-scenarios-to-reduce-uncertainty)

## [Strategic Planning in Community Banks 101](https://blog.plansmith.com/strategic-planning-in-community-banks-101)

 Posted by [Shawna Brauer](https://blog.plansmith.com/author/shawna-brauer) on 2/11/14, 6:00 PM

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[![](https://blog.plansmith.com/hubfs/StrategicPlanning101.jpg)](https://blog.plansmith.com/strategic-planning-in-community-banks-101)

This past year, I sent my oldest off to college for the first time. Amid the tears (ours) and shouts of joy (hers) there was much hard work, paperwork and check writing involved to get her to this point. And while we want her to celebrate what she has already accomplished, we also want her to focus on the details needed to get her to the next milestone - College Graduation. Fortunately, she does have a mandatory Strategy 101 class that – among other things - requires her to map out her course schedule for the next four years. The focus is not to create a roadmap that she should not deviate from, but rather to get her thinking about how to build in nice-to-haves (study abroad), plan for some "what-ifs" (change of interests), and to regularly check back in to see if she is staying on course or needs to alter her path.

[Read More](https://blog.plansmith.com/strategic-planning-in-community-banks-101)

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