---
title: Plansmith Blog | banker education
description: banker education |
---

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# Plansmith Blog

## [A Response to the FDIC: Brokered Deposits and High-Rate Deposits](https://blog.plansmith.com/a-response-to-the-fdic-brokered-deposits-and-high-rate-deposits)

 Posted by [Dave Wicklund](https://blog.plansmith.com/author/dave-wicklund) on 3/20/19, 11:17 AM

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[![writing](https://blog.plansmith.com/hubfs/writing.jpg)](https://blog.plansmith.com/a-response-to-the-fdic-brokered-deposits-and-high-rate-deposits)

As you may have seen, in February we did a [**webinar**](https://attendee.gotowebinar.com/register/8187471951964258819) on recent changes in the way Regulators are evaluating funding risk and the new measurements they are using to assign the “L”-Liquidity rating. As we noted, their focus has been on brokered deposits, “potentially volatile funding sources,” and “high rate deposits.” We pointed out numerous weaknesses in the way these funding sources are being assessed and limited.

[Read More](https://blog.plansmith.com/a-response-to-the-fdic-brokered-deposits-and-high-rate-deposits)

## [Compass 2-Day Event: September 2018](https://blog.plansmith.com/compass-2-day-event)

 Posted by [Jennifer Mello](https://blog.plansmith.com/author/jennifer-mello) on 10/1/18, 10:59 AM

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[![desk-3139127\_1280-1](https://blog.plansmith.com/hubfs/desk-3139127_1280-1.jpg)](https://blog.plansmith.com/compass-2-day-event)

**"It was a very informative two days. It was also helpful to learn different ways to navigate through the tabs and fields in the Compass program."**  
 

We had nine bankers in our office last Thursday and Friday attending our first 2-day event, and **what a success it was!** We had a great group ranging from new clients, new users, and more established veterans, banks from $240 MM to $1.6 B in assets, men and women from diverse backgrounds, traveling in from near and far. The group was excited to share thoughts and ideas, and interested in ways we can help them enhance their understanding of the planning concepts and models.

[Read More](https://blog.plansmith.com/compass-2-day-event)

## [Why “E-Learning” Is Succeeding](https://blog.plansmith.com/why-e-learning-is-succeeding)

 Posted by [Bill Smith](https://blog.plansmith.com/author/bill-smith) on 7/10/18, 10:12 AM

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[![laptop-3087585\_1280](https://blog.plansmith.com/hubfs/laptop-3087585_1280.jpg)](https://blog.plansmith.com/why-e-learning-is-succeeding)

“E-Learning” is rapidly expanding here at Plansmith and client comments have been very positive. Right now there are more than 50 different sessions available and many more sessions are in development.

Why has the “E-Learning” approach been so popular, especially since Plansmith has always provided such a high level of live, personal support and is committed to continuing that?

[Read More](https://blog.plansmith.com/why-e-learning-is-succeeding)

## [Surge Deposits: 3 Regulatory Expectations](https://blog.plansmith.com/surge-deposits-3-regulatory-expectations)

 Posted by [Dave Wicklund](https://blog.plansmith.com/author/dave-wicklund) on 2/1/17, 8:01 AM

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[![surgedepositsregulatory.jpg](https://blog.plansmith.com/hubfs/Blog_Pictures/surgedepositsregulatory.jpg)](https://blog.plansmith.com/surge-deposits-3-regulatory-expectations)

In the last 5-10 years, there's been a lot of growth in DDA, NOW, MMDA, and savings accounts. These deposits can provide a great low-cost funding base, but they can also draw attention at your next exam.

Examiners are looking closely at these surge deposit balances. Specifically, they're looking to see if you've considered surge deposits in 3 ways.

[Read More](https://blog.plansmith.com/surge-deposits-3-regulatory-expectations)

## [Bankers: The Case for Mentorship & Continuing Education](https://blog.plansmith.com/bankers-the-case-for-mentorship-continuing-education)

 Posted by [Jennifer Mello](https://blog.plansmith.com/author/jennifer-mello) on 10/5/16, 10:34 AM

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[![rsz\_mentorblog.jpg](https://blog.plansmith.com/hubfs/Blog_Pictures/rsz_mentorblog.jpg)](https://blog.plansmith.com/bankers-the-case-for-mentorship-continuing-education)

Education. It’s different when you’re young – you *have* to go through it. You keep moving up another step until graduation, and then one day, it’s all over. Then you have a choice: stop education all together, or continue education and further enhance your career.

[Read More](https://blog.plansmith.com/bankers-the-case-for-mentorship-continuing-education)

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