---
title: Plansmith Blog | community bank budgeting (2)
description: community bank budgeting |  (2)
---

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# Plansmith Blog

## [The Top 3 Lunch 'n Learns to Review for 2019](https://blog.plansmith.com/the-top-3-lunch-n-learns-to-review-for-2019)

 Posted by [Jennifer Mello](https://blog.plansmith.com/author/jennifer-mello) on 6/21/19, 2:49 PM

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[![adult-3847495\_1920](https://blog.plansmith.com/hubfs/adult-3847495_1920.jpg)](https://blog.plansmith.com/the-top-3-lunch-n-learns-to-review-for-2019)

It’s halfway through the year and a great time to prepare for what’s to come. I've picked the top 3 Lunch 'n Learns you should review before heading into the 2020 planning season.

[Read More](https://blog.plansmith.com/the-top-3-lunch-n-learns-to-review-for-2019)

## [Understand the Behavior of Interest Rate Risk](https://blog.plansmith.com/understand-the-behavior-of-interest-rate-risk)

 Posted by [Craig Hartman](https://blog.plansmith.com/author/craig-hartman) on 2/25/19, 2:27 PM

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[![writing-1149962\_1920](https://blog.plansmith.com/hubfs/writing-1149962_1920.jpg)](https://blog.plansmith.com/understand-the-behavior-of-interest-rate-risk)

The purchase of an asset liability management (ALM) system presents a problem to many bankers. Often the process begins with the creation of a checklist of features and functions then progresses to comparing vendors. The vendor with the highest "score" wins. While this may be a good start, there are dimensions to the problem that this ignores, specifically the quality and significance of the features identified.

[Read More](https://blog.plansmith.com/understand-the-behavior-of-interest-rate-risk)

## [Is Compass Advanced Coaching Right For You?](https://blog.plansmith.com/is-compass-advanced-coaching-right-for-you)

 Posted by [Karen How](https://blog.plansmith.com/author/karen-how) on 1/24/19, 12:22 PM

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[![apple-3147063\_1280](https://blog.plansmith.com/hubfs/apple-3147063_1280.jpg)](https://blog.plansmith.com/is-compass-advanced-coaching-right-for-you)

As Plansmith’s Director of Client Education, I’m often asked which continuing education programs should I attend and why? 

One of my favorite courses that I always recommend is our Compass Advanced Coaching event. Don’t let the title scare you, it’s a great fit for a wide variety of experience levels.

[Read More](https://blog.plansmith.com/is-compass-advanced-coaching-right-for-you)

## [The Unexpected Tie Between Bankers & Boy Scouts](https://blog.plansmith.com/the-unexpected-tie-between-bankers-boy-scouts)

 Posted by [David Schwieder](https://blog.plansmith.com/author/david-schwieder) on 8/15/18, 10:39 AM

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[![startup-594090\_1280](https://blog.plansmith.com/hubfs/startup-594090_1280.jpg)](https://blog.plansmith.com/the-unexpected-tie-between-bankers-boy-scouts)

I spent the 4th of July Holiday as many Americans do. That’s right, cleaning out the garage. As I engaged in this long overdue spring cleaning, I couldn’t help but notice the abundance of pine needles in the corner. It brought back a bad memory from last December, that I could at least laugh about now. Sort of…

[Read More](https://blog.plansmith.com/the-unexpected-tie-between-bankers-boy-scouts)

## [The Top 3 Lunch 'n Learns to Review for 2018](https://blog.plansmith.com/the-top-3-lunch-n-learns-to-review-for-2018)

 Posted by [Jennifer Mello](https://blog.plansmith.com/author/jennifer-mello) on 1/3/18, 1:53 PM

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[![lunchnlearns.jpg](https://blog.plansmith.com/hubfs/Blog_Pictures/lunchnlearns.jpg)](https://blog.plansmith.com/the-top-3-lunch-n-learns-to-review-for-2018)

The New Year is a great time to prep and review. That's why I've picked the top 3 Lunch 'n Learns you should review before diving into 2018.

[Read More](https://blog.plansmith.com/the-top-3-lunch-n-learns-to-review-for-2018)

## [Budget Reforecasting for Financial Institutions](https://blog.plansmith.com/budget-reforecasting-for-community-banks)

 Posted by [Roxanne Nikirk](https://blog.plansmith.com/author/roxanne-nikirk) on 10/17/17, 3:08 PM

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[![Reforecasting.jpg](https://blog.plansmith.com/hubfs/Reforecasting.jpg)](https://blog.plansmith.com/budget-reforecasting-for-community-banks) 

Your budgets are finalized. Year end is over. Now what?

Our budgeting process gives us an idea of where we think we are headed in the next year. Many times, what we think will happen, is not what happens in reality. After all, if we all had a crystal ball at our disposal, you would not be reading this blog right now (I know I would not be writing it!).

[Read More](https://blog.plansmith.com/budget-reforecasting-for-community-banks)

## [The Community Bank Strategic Planning Experiment: Using Your Model To Prepare for Rising Interest Rates](https://blog.plansmith.com/the-community-bank-strategic-planning-experiment)

 Posted by [Sue West](https://blog.plansmith.com/author/sue-west) on 5/10/17, 10:00 AM

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[![PlanningExperiment.jpg](https://blog.plansmith.com/hubfs/PlanningExperiment.jpg)](https://blog.plansmith.com/the-community-bank-strategic-planning-experiment) 

Q: What makes an experiment successful?

A: Its failures.

[Read More](https://blog.plansmith.com/the-community-bank-strategic-planning-experiment)

## [Community Banks: Fun with Funds Transfer Pricing, Part II](https://blog.plansmith.com/community-banks-fun-with-funds-transfer-pricing-part-ii)

 Posted by [Tom Parsons](https://blog.plansmith.com/author/tom-parsons) on 3/23/16, 12:00 PM

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[![FunWithFTP1.jpg](https://blog.plansmith.com/hubfs/FunWithFTP1.jpg)](https://blog.plansmith.com/community-banks-fun-with-funds-transfer-pricing-part-ii)

In the previous post we explored the concept of funds transfer pricing (FTP), but only on the surface level. Now for the good stuff: how should the FTP rate be assigned? Well, in a number of ways from the simple to the complex. Like a lot of things in life, simple means fast, easy, less data, good enough; whereas complex requires lots of patience and data for a little more accuracy.

[Read More](https://blog.plansmith.com/community-banks-fun-with-funds-transfer-pricing-part-ii)

## [How to Get Someone to Do What You Want](https://blog.plansmith.com/how-to-get-someone-to-do-what-you-want)

 Posted by [Jim Groark](https://blog.plansmith.com/author/jim-groark) on 2/17/16, 10:30 AM

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[![HowToGetSomeoneToDoWhatYouWant.jpg](https://blog.plansmith.com/hubfs/HowToGetSomeoneToDoWhatYouWant.jpg)](https://blog.plansmith.com/how-to-get-someone-to-do-what-you-want)

One of the worst ways to get someone to do something you want is to tell them what to do. Most parents learn that lesson the hard way. The better way to incent certain behaviors is to have the other person see the benefit of exhibiting the desired behavior.

[Read More](https://blog.plansmith.com/how-to-get-someone-to-do-what-you-want)

## [Community Bank & Credit Union Forum: Compass Roundtable 2015](https://blog.plansmith.com/community-bank-credit-union-forum-compass-roundtable-2015)

 Posted by [Jennifer Mello](https://blog.plansmith.com/author/jennifer-mello) on 1/7/16, 2:00 PM

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[![CompassRoundtable.png](https://blog.plansmith.com/hubfs/Plansmith-Images/CompassRoundtable.png)](https://blog.plansmith.com/community-bank-credit-union-forum-compass-roundtable-2015)

**A Note to Attendees**

[Read More](https://blog.plansmith.com/community-bank-credit-union-forum-compass-roundtable-2015)

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